Source: Bitcoin.com
by Kevin Helms
“Growing barriers to homeownership are prompting financial firms to redefine how wealth is evaluated, with Coinbase partnering with Better Home & Finance Holding Company to enable crypto-backed mortgages supported by Fannie Mae that allow borrowers to use bitcoin or USDC instead of cash for down payments. … Forced liquidation introduces tradeoffs, including forfeiting potential price appreciation and triggering tax liabilities, which can discourage participation in the housing market. Crypto-backed structures alter that dynamic by converting digital holdings into usable collateral, allowing borrowers to secure financing without selling assets.” (03/28/26)
https://news.bitcoin.com/why-crypto-backed-mortgages-matter-for-expanding-access-to-homeownership/