Source: Independent Institute
by Kritstian Fors & Jonathan Hofer
“The emphasis on buying a home has likely contributed to a widespread misconception that owning a home is the ‘best’ investment compared to renting. Certainly, homeownership can be advantageous, particularly when interest rates are low, home prices are reasonable and stock market returns are poor to modest. Emotional and behavioral factors also play a role. For some individuals, a mortgage acts as a motivating force, encouraging people who might not otherwise invest to commit to building wealth through homeownership. However, for others, their home represents their largest investment, mainly because it is the only investment they ever make and the belief that renting is ‘throwing money away’ often does not align with the mathematical realities of financial investment.” (02/02/26)
https://www.independent.org/article/2026/02/02/homeownership-american-dream/