Insurance as a potential tool to reduce firearm-related harms

Source: Niskanen Center
by Kerri Raissian & Jennifer Necci Dineen

“Insurance companies may be in a unique position to mitigate firearm-related deaths, injuries, and other harms in the United States. Insurers have played a prominent role in helping reduce injury and death in at least two other significant areas: automotive accidents and swimming pool drownings. In those cases, insurance firms were able to make meaningful societal change simply by compelling their customers to wear seatbelts and put fences around their pools. Firearms may be more difficult for insurance companies to detect than automobiles or swimming pools.” (10/01/25)

https://www.niskanencenter.org/insurance-as-a-potential-tool-to-reduce-firearm-related-harms