US FDIC proposes first stablecoin rule

Source: CoinDesk

“The U.S. Federal Deposit Insurance Corp. has rolled out the first official rule proposal stemming from the new law governing stablecoin issuers, with its board voting Tuesday to open a 60-day public comment period on its system for handling applications from its regulated banks looking to issue stablecoins from subsidiaries. The agency — led by Acting Chairman Travis Hill, who is also President Donald Trump’s nominee for the permanent seat — will gather comments and review them before it can release a final rule. The Tuesday proposal, approved by all three members of the shorthanded board, would establish the procedures for accepting applications, reviewing them under a 120-day approval window and offering an appeal process for those rejected.” (12/16/25)

https://www.coindesk.com/policy/2025/12/16/u-s-fdic-proposes-first-u-s-stablecoin-rule-to-emerge-from-genius-act